Indicative results
First things first!
It takes significantly more effort to get a payment out of a high risk account, which is why prioritizing these early in the month dramatically increases the likelihood of success. This not only helps you collect more with less, but helps load balance seasonality and offset the impact of collector turnover.
Case Study One: Bank
Multi-billion dollar eastern U.S. bank implemented the behavior score and saw a reduction on 5-30 days past due of delinquency from 12% to 9% within 4 months. The company followed up by implementing TruDecision's Skip Prediction model and reduced full balance charge-offs by 20%.
Case Study Two: Credit Union
A Midwestern credit union deployed the TruDecision Behavior Score and saw a reduction in first payment delinquency by 15% in the first month of use.
Case Study Three: Major Subprime Auto Lender
A major U.S. subprime auto lender replaced their existing behavior score model with a custom development by TruDecision and as a 25% lift in the effectiveness of their first payment delinquency, and a 12% reduction in their 2 payment delinquency rate.
special offer for megasys customers
Save $5,000 in an implementation and setup fee and test the results at no risk to you!
TruDecision is offering to set up and calibrate the TruDecision Behavior Score for any Megasys client, and will deliver the score for two months at no charge. TruDecision will also provide guidance to the client on how to get the most out of the score. After the trial period, pay a monthly per-account fee. The results our clients see demonstrate that the model pays for itself over and over again. This offer expires March 1, 2026.
