Privacy

TruDecision Inc. Data Privacy Policy

 

At TruDecision we are committed to providing you with analytics technology and services that contribute to the success of your business. Our commitment includes protecting personally identifiable information we obtain about you when you register to use one of our websites or become our customer (“Personal Information”). We take your trust seriously by providing strict safeguards to protect your Personal Information. This Policy applies to members, customers, former customers, users, and applicants.

 

In the course of our business activities, TruDecision collects, processes, and shares Personal Information. Canadian and United States laws give individuals the right to limit some but not all sharing. This Policy explains what Personal Information we collect, process, and share. We describe how we do so, and why. The Policy also describes your rights to access and correct your Personal Information in our possession; to limit sharing of your Personal Information under certain circumstances; and to file a complaint or dispute our processing of your Personal Information.

 

Note: This website is owned, operated and hosted by TruDecision on servers located in the United States, Canada and other countries. If you are an individual and become our customer by obtaining a product, from our consumer division, myEZcarloan, which is to be used primarily for personal, family or household purposes please review the separate TruDecision Privacy Policy that applies to you for those purposes, at www.myEZcarloan.com. This website contains links to other websites; TruDecision is not responsible for the privacy practices or the content of other websites. All references to TruDecision in this Policy include Integrated TruDecision Inc., a wholly owned subsidiary of TruDecision Inc.

 

What Personal Information is Collected and Processed?
The types of Personal Information we collect and share depend on the product or service you have with us. This information may include, but not limited to, information from applications, questionnaires, and other forms you submit to us or our clients, such as your contact information (name, home address, email, and telephone number) and your date of birth, Social Insurance Number, Social Security Number, passport or other identification number, income, nationality, job title, your company’s name and industry sector, your company’s location (country, state, province, territory, postal code and zip code). We also collect information from your transactions and interactions with us, such as your professional interests, or information you may provide via your interactions with our online forums, blogs, or participation in our online communities.

 

How is Personal Information Collected?
We collect information from applications, questionnaires, and other forms you submit to us. We may collect information from credit bureaus if it is necessary for the delivery of the services we provide you, and we may access public sources of information, such as census data and real estate records, and private sources of information such as business bureau, industry analyst, or market research data. We do not permit other parties to collect Personal Information about your online activities over time and across different Web sites when you use our Web site or service.

 

In addition, we may use web-based tools when you visit our websites, such as “cookies” to track your online activities, including your registration, submissions, and information requests, in accordance with applicable law. Cookies are small text files placed by a website server on your computer or other device you are using to access the website. Sometimes we collect anonymous information about the pages you have viewed, which is used to assess the website’s performance and allows us to monitor and improve performance. Other cookies track your online activities on this website, including the IP address from which you accessed the website, and may link that information with Personal Information you have provided us through online registration, to help us remember your settings. We may also use your IP address to help diagnose problems with our server and to administer the website. The length of time we may keep a cookie on your device will depend on the nature of the cookie and the reason we have set it. We use “session” cookies, which expire when you close your browser and do not remain on your computer or device. We also use “persistent” cookies, which remain on your computer or device, and which are deleted when they are no longer necessary.

 

This website uses Google Analytics, a web analyst service provided by Google, Inc. to analyze your use of the website (including your IP address) through “cookies”. This data is transmitted to and stored by Google on servers in the United States, Canada and elsewhere. Google may transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website, or you may be required to re-register each time you download or request materials from the website. Full terms relating to the use of Google Analytics can be accessed at http://www.google.co.uk/analytics/tos.html.

 

You may enable or disable cookies by using your browser; your web browser may be set to accept cookies automatically, but can be changed to decline them. The Help section of the toolbar on most browsers will tell you how to set your browser to prevent accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether.

 

Chrome: http://support.google.com/chrome/bin/answer.py?hl=en&answer=95647
Mozilla Firefox: https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences
Opera: http://www.opera.com/browser/tutorials/security/privacy/
Internet Explorer: http://windows.microsoft.com/en-GB/windows-vista/Block-or-allow-cookies
Safari: http://www.apple.com/support/?path=Safari/3.0/en/9277.html

 

Why Do We Need Personal Information?
Collecting Personal Information is necessary for performance of the services and functionalities offered on the website. We use Personal Information to (i) register you with the website, (ii) provide you with requested information or services, and (iii) analyze and research improvements to the website, and our products and services. If you decline to provide the requested Personal Information, we may not be able to process your inquiry, provision access to certain functionality, or fulfill requests.

 

Disclosures of Personal Information
TruDecision may disclose Personal Information to third parties as required or permitted by law, under the following circumstances:
We may collect, use, process, and transfer, in electronic or other form, your Personal Information by and among, as applicable, TruDecision and its affiliates for the purpose of implementing, administering, and managing your business relationship with TruDecision, provide the product or service you requested, to contact you in connection with product or service offerings, or for other legitimate business purposes.

 

  • We may disclose certain Personal Information to companies, individuals, and other third party service providers with whom we contract to perform business functions and services on our behalf, as may be selected by TruDecision in the future. Such business functions may include hosting our web servers, analyzing data, providing legal, accounting and marketing services, and providing other support services.

 

  • We may disclose certain Personal Information to other companies and individuals to help us market our products, including business partners in joint marketing agreements. We require all such parties to maintain the security and confidentiality of the Personal Information, and to process the data in accordance with our instructions.

 

  • We may disclose Personal Information to the extent necessary or appropriate to government agencies, advisors, and other third parties in order to comply with applicable laws, or if such action is necessary to protect the rights or property of TruDecision or its affiliated companies.

 

  • The recipients of your Personal Information may be located in your country or elsewhere, and a recipient’s country (e.g., the United States) may have different data privacy laws and protections than your country. You may request a list with the names and addresses of any potential recipients of your personal data by contacting TruDecision, as described in this Policy. You may, at any time, view your personal data, request information about the storage and processing of it, require any necessary amendments to it, or refuse or withdraw the consents herein, in any case without cost, by contacting TruDecision in writing, as described in this Policy. Your personal data will be held only as long as is necessary to implement, administer and manage your business relationship with TruDecision.

 

Unless you tell us otherwise, TruDecision will assume with respect to the disclosures described above that you consent to these disclosures on a purely voluntary basis. If you do not consent, or if you later seek to revoke your consent, your then current status with TruDecision will not be affected; however, you understand that TruDecision may no longer thereafter be able to implement, administer, and manage your business relationship with TruDecision.

 

Other Uses of Personal Information: Your Right to Limit Our Sharing.
We may also from time to time use your contact information to send you information about TruDecision and marketing materials via telephone, automated email messages, and direct mail. These email messages may contain web beacons and other features that tell us you received and were able to open the message. We do not honor electronic do-not-track signals sent by your browser when you visit our site or other mechanisms that would give you the ability to exercise choice regarding the collection of Personal Information about your online activities over time and across third party Web sites. However, at any time you may opt out of receiving further email communications from us by clicking the unsubscribe link in the footer of all TruDecision email messages. You may also opt out of receiving any marketing solicitation from us, including email, direct mail, and phone solicitations, by emailing us solutions@trudecision.com.

 

Personal Data Security and Confidentiality
We have up-to-date physical safeguards, such as secure areas in buildings; electronic safeguards, such as passwords and encryption; and procedural safeguards, such as customer authentication procedures to prevent ID theft. We restrict access to information about you to only those employees who need to know that information to provide products or services to you. We carefully select and monitor outside service providers, such as mail vendors, who have access to customer information, and we require them to keep it safe and secure. We do not allow them to use or share the information for any purpose other than the job they are hired to do. We train our employees on these security procedures, and we conduct regular audits to check on compliance with the procedures.

 

Contacting TruDecision
If you have a question about our privacy practices, or want to submit a complaint, contact us at:

 

United States
TruDecision, Privacy Officer
1026 Texan Trail
Grapevine, TX 76051 USA
Email Address: support@trudecision.com

 

Canada
TruDecision, Legal
67 Yonge Street
Suite 1401
Toronto, ON M5E 1J8
Canada
Email Address: support@trudecision.com

 

Revisions to the Policy
If we change this Privacy Policy we will post the changes here with 30 days’ notice before the revised Privacy Policy becomes effective. This Notice is effective as of June 19, 2018.